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Fund Summary
Union Retirement Fund Reg (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 22-Sep-22
Corpus(Cr.) 207.00 Latest NAV 15.61 As on 29-10-2026
Equity(%) 97.85 52 Week High 16.88
Debt(%) 2.15 52 Week Low 14.34
Others(%) 0.00 Exit Load 0
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 0.00
Scheme Benchmark BSE 500 TRI Broader Benchmark Hybrid 35 Debt+65 Equity Aggressive Index
Fund Manager Pratik Dharmshi
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The Scheme seeks to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 17.65%
Top 10 Holdings 27.97%
Top 25 Holdings 52.50%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 23.82
Automobile 9.32
Energy 8.05
Retail 6.8
Consumer Durables 6.34
Chemicals 5.77
Software & Services 4.46
Pharma & Biotech 4.11
Industrial Products 3.19
Construction 3.06
Finance & Investments 2.89
Transportation 2.78
Agricultural & Farm Machinery 2.76
Healthcare 2.38
Metals 2.37
Petroleum Products 2.1
Cash 2.08
Telecom 1.45
Aerospace & Defence 1.31
Miscellaneous 1.16
Food Beverage & Tobacco 1.05
Ferrous Metals 1.0
Textiles 0.84
SERVICES 0.71
Technology 0.13
SOV 0.07
 
 
 
 
 
Portfolio Metrics
PB Ratio 4.34
PE Ratio 29.65
 
Top 25 Holdings
Holdings Net Asset(%)
ICICI Bank Ltd. 5.76
HDFC Bank Ltd. 4.29
Multi Commodity Exchange of India Ltd 2.72
Solar Industries India Limited 2.53
TREPS 2.35
Eternal Limited 2.17
Reliance Industries Ltd 2.10
AXIS Bank Ltd. 2.08
Navin Fluorine International Limited 2.00
S.J.S. Enterprises Limited 1.97
Azad Engineering Limited 1.87
TATA CONSUMER PRODUCTS LIMITED 1.84
GE Vernova T&D India Limited 1.83
NTPC Limited 1.80
State Bank Of India 1.77
Karur Vysya Bank Ltd. 1.72
CarTrade Tech Limited 1.61
Dixon Technologies (India) Limited 1.59
Titan Company Limited 1.55
Kirloskar Oil Engines Limited 1.53
Infosys Ltd 1.52
ACUTAAS CHEMICALS LIMITED 1.51
The Phoenix Mills Ltd. 1.50
Bharti Airtel Ltd. 1.45
Torrent Pharmaceuticals Ltd. 1.44

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
-1.58% -5.16% -1.76% -3.16%
 
Broader Market Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
0.07% -4.52% -3.55% -8.06%
 
Scheme Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
0.07% -4.52% -3.55% -8.06%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
1.07% 11.01% 0.00% 0.00%
 
 
-0.78% 6.94% 6.23% 9.63%
 
 
-0.78% 6.94% 6.23% 9.63%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
Union Retirement Fund Reg (G) 14.57% 0.0000 0.0000% 0.0000 0.0000
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
Union Retirement Fund Reg (G) 0.0000% 0.0000 0.0000 0.0000 0.0000
 
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