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Fund Summary
SBI Retirement Benefit Fund Aggressive Hybrid Reg (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 10-Feb-21
Corpus(Cr.) 1679.0 Latest NAV 19.5009 As on 05-12-2025
Equity(%) 78.54 52 Week High 19.5261
Debt(%) 10.33 52 Week Low 16.6962
Others(%) 8.49 Exit Load 0
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 2.07
Scheme Benchmark CRISIL Hybrid 35+65 Aggressive Index Broader Benchmark Hybrid 35 Debt+65 Equity Aggressive Index
Fund Manager Rohit Shimpi
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 25.34%
Top 10 Holdings 39.95%
Top 25 Holdings 68.10%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 18.19
Automobile 9.91
SOV 8.68
Industrial Products 6.57
Construction 6.11
Retail 6.04
Software & Services 5.29
Consumer Durables 4.92
Petroleum Products 4.6
Realty 4.21
Pharma & Biotech 2.68
Gold 2.64
SERVICES 2.25
InvIT 2.18
Units of Infrastructure Investment Trusts 2.1
Energy 2.08
Metals 1.95
Finance & Investments 1.86
Electricals 1.49
Cash 1.34
Chemicals 1.08
Healthcare 0.93
Miscellaneous 0.92
Textiles 0.83
Agricultural & Farm Machinery 0.82
AAA 0.31
Preference Shares 0.02
 
 
 
 
 
Portfolio Metrics
PB Ratio 4.05
PE Ratio 29.17
 
Top 25 Holdings
Holdings Net Asset(%)
HDFC Bank Limited 6.84
6.63% CGL 2031 5.69
Reliance Industries Limited 4.60
ICICI Bank Limited 4.45
Maruti Suzuki India Limited 3.76
Larsen & Toubro Limited 3.25
Infosys Limited 3.06
6.98% State Government of Tamil Nadu 2031 2.99
State Bank Of India 2.67
SBI Gold ETF 2.64
UltraTech Cement Limited 2.38
Urban Co Ltd 2.32
National Highways Infra Trust 2.18
Axis Bank Limited 2.14
Embassy Office Parks (REIT) 2.11
Cube Highways Trust- InvIT Fund 2.10
Nexus Select Trust - REIT 2.10
Kotak Mahindra Bank Limited 2.09
Hindalco Industries Limited 1.95
Timken India Limited 1.57
Abbott India Limited 1.52
Jubilant Foodworks Limited 1.48
SCHAEFFLER LTD 1.47
TVS Motor Co Ltd 1.46
L&T Technology Services Limited 1.28

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
1.79% 4.66% 4.07% 3.17%
 
Broader Market Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
1.29% 6.23% 6.31% 8.20%
 
Scheme Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
1.29% 6.23% 6.31% 8.20%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
10.76% 12.61% 0.00% 0.00%
 
 
12.75% 12.74% 14.87% 13.14%
 
 
12.75% 12.74% 14.87% 13.14%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
SBI Retirement Benefit Fund Aggressive Hybrid Reg (G) 9.54% 0.5913 7.8780% 43.8338 0.1169
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
SBI Retirement Benefit Fund Aggressive Hybrid Reg (G) 3.5227% 0.0000 0.1371 11.3906 0.0465
 
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