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Fund Summary
HDFC Retirement Savings Fund Hybrid Equity Reg (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 25-Feb-2016
Corpus(Cr.) 1567.0 Latest NAV 38.433 As on 30-05-2025
Equity(%) 67.9 52 Week High 39.667
Debt(%) 31.28 52 Week Low 34.365
Others(%) 0.82 Exit Load 0
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 2.04
Scheme Benchmark NIFTY 50 Hybrid Composite Debt 65:35 Broader Benchmark NSE - Nifty 50 TRI
Fund Manager Srinivasan Ramamurthy
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 34.17%
Top 10 Holdings 46.03%
Top 25 Holdings 70.12%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 22.4
Cash 15.42
SOV 10.04
Automobile 6.89
Software & Services 6.72
Pharma & Biotech 4.08
Petroleum Products 3.95
AAA 3.24
Miscellaneous 3.23
Industrial Products 2.9
Construction 2.77
AA+ 2.58
Telecom 2.49
FMCG 1.83
Consumer Durables 1.39
Aerospace & Defence 1.12
Energy 1.11
Food Beverage & Tobacco 0.89
Unrated 0.82
Ferrous Metals 0.79
Transportation 0.77
Retail 0.74
Electricals 0.59
Oil & GAS 0.56
Finance & Investments 0.54
Fertilisers 0.47
Agricultural & Farm Machinery 0.45
SERVICES 0.34
Media & Entertainment 0.29
Paper 0.28
Communication 0.16
Chemicals 0.15
 
 
 
 
 
Portfolio Metrics
PB Ratio 3.12
PE Ratio 21.91
 
Top 25 Holdings
Holdings Net Asset(%)
TREPS - Tri-party Repo 15.08
HDFC Bank Limited 7.00
ICICI Bank Limited 6.02
Reliance Industries Limited 3.26
Axis Bank Limited 2.81
Kotak Mahindra Bank Limited 2.63
Bharti Airtel Limited 2.49
State Bank of India 2.46
Maruti Suzuki India Limited 2.21
Infosys Limited 2.07
Larsen & Toubro Limited 2.01
7.26% GOI MAT 220832 1.99
6.1% GOI MAT 120731 1.94
ITC Limited 1.83
HCL Technologies Limited 1.78
7.18% GOI MAT 240737 1.66
7.18% GOI MAT 140833 1.65
Power Finance Corporation Ltd. 1.63
Tata Consultancy Services Limited 1.61
Muthoot Finance Ltd. 1.60
Cipla Limited 1.38
7.26% GOI MAT 060233 1.33
State Bank of India (Tier 2 - Basel III) 1.28
Bajaj Auto Limited 1.26
ICICI LOMBARD GENERAL INSURANC 1.14

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
2.93% 10.81% 1.29% 9.34%
 
Broader Market Benchmark [NSE - Nifty 50 TRI]
1.92% 12.13% 3.05% 11.08%
 
Scheme Benchmark [NSE - NIFTY 50 Hybrid Composite Debt 65:35]
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
16.92% 17.21% 21.11% 0.00%
 
 
16.89% 15.56% 22.29% 12.73%
 
 
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
HDFC Retirement Savings Fund Hybrid Equity Reg (G) 9.29% 0.0000 0.0000% 0.0000 0.0000
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
HDFC Retirement Savings Fund Hybrid Equity Reg (G) 0.0000% 0.0000 0.0000 0.0000 0.0000
 
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