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Fund Summary
HDFC Retirement Savings Fund Equity Plan Reg (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 25-Feb-2016
Corpus(Cr.) 6701.0 Latest NAV 51.072 As on 17-07-2025
Equity(%) 89.18 52 Week High 53.024
Debt(%) 10.06 52 Week Low 44.277
Others(%) 0.76 Exit Load -
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 1.77
Scheme Benchmark NIFTY 500 TRI Broader Benchmark Hybrid 35 Debt+65 Equity Aggressive Index
Fund Manager Srinivasan Ramamurthy
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 34.45%
Top 10 Holdings 47.67%
Top 25 Holdings 71.84%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 26.07
Cash 10.06
Automobile 7.27
Software & Services 7.21
Petroleum Products 5.66
Transportation 5.48
Miscellaneous 4.44
Pharma & Biotech 3.8
Consumer Durables 3.78
Construction 3.59
Telecom 3.3
Industrial Products 2.62
FMCG 2.05
Retail 2.01
Ferrous Metals 1.93
Finance & Investments 1.89
Healthcare 1.64
Energy 1.57
Electricals 0.99
Food Beverage & Tobacco 0.81
Metals 0.81
Oil & GAS 0.74
SERVICES 0.47
Fertilisers 0.42
Media & Entertainment 0.4
Paper 0.4
Agricultural & Farm Machinery 0.35
Communication 0.24
 
 
 
 
 
Portfolio Metrics
PB Ratio 3.40
PE Ratio 22.92
 
Top 25 Holdings
Holdings Net Asset(%)
TREPS - Tri-party Repo 9.81
HDFC Bank Limited 8.96
ICICI Bank Limited 6.90
Reliance Industries Limited 4.48
Axis Bank Limited 4.30
Bharti Airtel Limited 3.30
KOTAK MAHINDRA BANK LTD.-31-Jul-2025 2.58
Maruti Suzuki India Limited 2.50
State Bank of India 2.45
Infosys Limited 2.39
Tata Consultancy Services Limited 2.32
HCL Technologies Limited 2.19
Larsen & Toubro Limited 2.05
ITC Limited 2.05
Inter Globe Aviation Ltd 1.96
Cipla Limited 1.80
POWER GRID CORPORATION OF INDI 1.57
ICICI LOMBARD GENERAL INSURANC 1.52
Bajaj Auto Limited 1.50
Eicher Motors Limited 1.27
Max Financial Services Limited 1.23
HDFC Life Insurance Co Ltd 1.22
Hindustan Petroleum Corp. Ltd. 1.18
Havells India Limited 1.16
Transport Corporation of India Limited 1.15

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
1.64% 6.47% 6.99% 2.13%
 
Broader Market Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
0.50% 5.90% 8.90% 3.76%
 
Scheme Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
0.50% 5.90% 8.90% 3.76%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
18.27% 22.31% 26.27% 0.00%
 
 
13.70% 16.41% 17.95% 11.75%
 
 
13.70% 16.41% 17.95% 11.75%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
HDFC Retirement Savings Fund Equity Plan Reg (G) 11.49% 0.0000 0.0000% 0.0000 0.0000
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
HDFC Retirement Savings Fund Equity Plan Reg (G) 0.0000% 0.0000 0.0000 0.0000 0.0000
 
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