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Fund Summary
HDFC Retirement Savings Fund Equity Plan Reg (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 25-Feb-2016
Corpus(Cr.) 5983.0 Latest NAV 50.049 As on 30-05-2025
Equity(%) 89.42 52 Week High 53.024
Debt(%) 9.79 52 Week Low 44.277
Others(%) 0.79 Exit Load 0
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 1.79
Scheme Benchmark NIFTY 500 TRI Broader Benchmark NSE - Nifty 50 TRI
Fund Manager Srinivasan Ramamurthy
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 34.24%
Top 10 Holdings 48.14%
Top 25 Holdings 71.85%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 28.13
Cash 9.79
Automobile 7.41
Software & Services 7.04
Transportation 5.19
Petroleum Products 5.04
Pharma & Biotech 4.86
Construction 3.59
Miscellaneous 3.41
Industrial Products 3.25
Telecom 3.19
Consumer Durables 2.73
FMCG 2.19
Ferrous Metals 2.1
Finance & Investments 1.66
Energy 1.6
Retail 1.24
Food Beverage & Tobacco 1.17
Electricals 0.89
Fertilisers 0.84
Healthcare 0.83
Unrated 0.79
Oil & GAS 0.73
Agricultural & Farm Machinery 0.53
SERVICES 0.45
Media & Entertainment 0.42
Paper 0.34
Communication 0.34
Aerospace & Defence 0.25
 
 
 
 
 
Portfolio Metrics
PB Ratio 3.03
PE Ratio 20.46
 
Top 25 Holdings
Holdings Net Asset(%)
TREPS - Tri-party Repo 9.60
HDFC Bank Limited 9.17
ICICI Bank Limited 7.21
Axis Bank Limited 4.42
Reliance Industries Limited 3.84
Bharti Airtel Limited 3.19
Kotak Mahindra Bank Limited 2.90
Infosys Limited 2.63
Maruti Suzuki India Limited 2.60
State Bank of India 2.58
HCL Technologies Limited 2.26
Larsen & Toubro Limited 2.19
ITC Limited 2.19
Inter Globe Aviation Ltd 1.88
Tata Consultancy Services Limited 1.81
Cipla Limited 1.69
POWER GRID CORPORATION OF INDI 1.60
Bajaj Auto Limited 1.58
Eicher Motors Limited 1.34
The Anup Engineering Limited 1.28
Transport Corporation of India Limited 1.25
Hindustan Petroleum Corp. Ltd. 1.20
ICICI LOMBARD GENERAL INSURANC 1.20
United Spirits Limited 1.17
Jindal Steel & Power Limited 1.07

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
2.79% 12.86% 0.88% 9.50%
 
Broader Market Benchmark [NSE - Nifty 50 TRI]
1.92% 12.13% 3.05% 11.08%
 
Scheme Benchmark [NSE - Nifty 500 TRI]
3.65% 14.89% 0.87% 9.02%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
21.30% 21.53% 28.99% 0.00%
 
 
16.89% 15.56% 22.29% 12.73%
 
 
21.39% 18.44% 25.09% 13.85%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
HDFC Retirement Savings Fund Equity Plan Reg (G) 12.16% 0.0000 0.0000% 0.0000 0.0000
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
HDFC Retirement Savings Fund Equity Plan Reg (G) 0.0000% 0.0000 0.0000 0.0000 0.0000
 
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