Back to Selection     Print       Date : 30 Jun 2025
Fund Summary
Nippon India Retirement Fund Wealth Creation Scheme (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 11-Feb-2015
Corpus(Cr.) 3276.0 Latest NAV 28.625 As on 29-07-2025
Equity(%) 99.06 52 Week High 30.6694
Debt(%) 0.94 52 Week Low 24.9509
Others(%) 0.0 Exit Load -
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 1.93
Scheme Benchmark BSE 500 TRI Broader Benchmark Hybrid 35 Debt+65 Equity Aggressive Index
Fund Manager Ashutosh Bhargava
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 26.70%
Top 10 Holdings 41.16%
Top 25 Holdings 67.33%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 23.8
Petroleum Products 6.53
Software & Services 6.39
Automobile 5.93
Construction 5.78
Finance & Investments 5.77
Energy 4.95
Consumer Durables 4.72
Pharma & Biotech 4.15
Aerospace & Defence 3.8
Miscellaneous 3.09
Metals 3.07
Telecom 2.75
Transportation 2.45
Food Beverage & Tobacco 2.42
Industrial Products 2.39
Retail 2.16
Textiles 1.93
Electricals 1.16
FMCG 1.12
Chemicals 1.1
Cash 0.94
Oil & GAS 0.72
SERVICES 0.72
Ferrous Metals 0.62
Healthcare 0.62
Agricultural & Farm Machinery 0.55
Media & Entertainment 0.37
 
 
 
 
 
Portfolio Metrics
PB Ratio 3.68
PE Ratio 23.62
 
Top 25 Holdings
Holdings Net Asset(%)
ICICI Bank Limited 7.72
HDFC Bank Limited 7.12
Reliance Industries Limited 4.81
Infosys Limited 3.67
State Bank of India 3.38
Larsen & Toubro Limited 3.36
Axis Bank Limited 2.93
Bajaj Finance Limited 2.86
Bharti Airtel Limited 2.75
NTPC Limited 2.56
POWER FINANCE CORPORATION LTD. 2.35
Mahindra & Mahindra Limited 2.27
Tech Mahindra Limited 2.19
Hindustan Aeronautics Limited 2.01
SBI Life Insurance Co Ltd 1.96
Inter Globe Aviation Ltd 1.82
Bharat Petroleum Corp Ltd 1.72
Vedanta Limited 1.69
UltraTech Cement Limited 1.66
HDFC Asset Management Co. Ltd. 1.58
Crompton Greaves Cons Electrical Ltd. 1.52
DIXON TECHNOLOGIES (INDI LTD 1.46
Hindalco Industries Limited 1.38
Samvardhana Motherson International Limited 1.32
Titan Co Ltd 1.24

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
-1.39% 3.80% 7.38% -2.83%
 
Broader Market Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
-1.02% 3.99% 9.97% 2.86%
 
Scheme Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
-1.02% 3.99% 9.97% 2.86%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
17.96% 18.82% 21.14% 10.74%
 
 
13.69% 14.71% 17.52% 12.05%
 
 
13.69% 14.71% 17.52% 12.05%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
Nippon India Retirement Fund Wealth Creation Scheme (G) 13.92% 0.1787 13.0080% 44.3843 0.0533
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
Nippon India Retirement Fund Wealth Creation Scheme (G) 3.5004% 1.0072 0.0309 5.8463 0.8813
 
Back to Selection