Back to Selection     Print       Date : 31 Mar 2026
Fund Summary
Nippon India Retirement Fund Wealth Creation Scheme (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 11-Feb-15
Corpus(Cr.) 2781.0 Latest NAV 28.2686 As on 29-04-2026
Equity(%) 98.53 52 Week High 29.6238
Debt(%) 1.47 52 Week Low 25.4387
Others(%) 0.0 Exit Load 0
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 1.97
Scheme Benchmark BSE 500 TRI Broader Benchmark Hybrid 35 Debt+65 Equity Aggressive Index
Fund Manager Pranay Sinha
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 26.68%
Top 10 Holdings 41.79%
Top 25 Holdings 66.69%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 23.16
Energy 7.98
Finance & Investments 6.58
Software & Services 6.02
Petroleum Products 5.96
Automobile 5.41
Food Beverage & Tobacco 5.36
Consumer Durables 4.93
Construction 4.91
Pharma & Biotech 4.7
Telecom 2.88
Retail 2.78
Aerospace & Defence 2.31
Transportation 2.28
Industrial Products 2.27
Miscellaneous 2.22
Cash 1.47
Healthcare 1.26
Electricals 1.03
Metals 1.01
Chemicals 0.96
Textiles 0.91
Technology 0.82
Ferrous Metals 0.81
SERVICES 0.74
Personal Products 0.51
Agricultural & Farm Machinery 0.44
Media & Entertainment 0.29
 
 
 
 
 
Portfolio Metrics
PB Ratio 3.25
PE Ratio 22.73
 
Top 25 Holdings
Holdings Net Asset(%)
ICICI Bank Limited 7.48
HDFC Bank Limited 7.04
Reliance Industries Limited 4.95
State Bank of India 3.66
Axis Bank Limited 3.55
Larsen & Toubro Limited 3.34
NTPC Limited 3.20
Infosys Limited 3.10
Bharti Airtel Limited 2.88
Bajaj Finance Limited 2.59
Mahindra & Mahindra Limited 2.49
Tech Mahindra Limited 2.11
SBI Life Insurance Co Ltd 1.92
Hindustan Aeronautics Limited 1.69
Samvardhana Motherson International Limited 1.68
Neyveli Lignite Corporation Ltd. 1.64
Cummins India Limited 1.62
Triparty Repo 1.58
JSW Energy Limited 1.53
Varun Beverages Limited 1.52
Blue Star Limited 1.45
HDFC Asset Management Co Ltd 1.43
Titan Co Ltd 1.42
Inter Globe Aviation Ltd 1.42
Eternal Limited 1.40

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
11.12% -0.61% -4.57% 2.51%
 
Broader Market Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
6.11% -3.78% -4.94% 1.25%
 
Scheme Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
6.11% -3.78% -4.94% 1.25%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
4.45% 16.37% 14.20% 11.37%
 
 
4.75% 10.12% 9.91% 10.87%
 
 
4.75% 10.12% 9.91% 10.87%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
Nippon India Retirement Fund Wealth Creation Scheme (G) 14.53% 0.5080 12.4717% 42.7408 0.0855
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
Nippon India Retirement Fund Wealth Creation Scheme (G) 7.5858% 0.0000 0.3325 24.6798 0.2813
 
Back to Selection