Back to Selection     Print       Date : 30 Nov 2025
Fund Summary
Nippon India Retirement Fund Wealth Creation Scheme (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 11-Feb-15
Corpus(Cr.) 3244.0 Latest NAV 28.4431 As on 29-01-2026
Equity(%) 99.38 52 Week High 29.6238
Debt(%) 0.62 52 Week Low 24.9509
Others(%) 0.0 Exit Load 0
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 1.93
Scheme Benchmark BSE 500 TRI Broader Benchmark Hybrid 35 Debt+65 Equity Aggressive Index
Fund Manager Ashutosh Bhargava
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 26.16%
Top 10 Holdings 41.11%
Top 25 Holdings 67.61%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 22.73
Automobile 7.37
Energy 6.42
Software & Services 6.13
Petroleum Products 6.06
Construction 6.0
Finance & Investments 5.98
Consumer Durables 4.31
Pharma & Biotech 4.26
Aerospace & Defence 3.4
Miscellaneous 2.96
Telecom 2.91
Food Beverage & Tobacco 2.61
Retail 2.54
Metals 2.51
Transportation 2.35
Industrial Products 2.35
FMCG 2.2
Textiles 1.61
Chemicals 1.19
SERVICES 1.14
Healthcare 0.79
Ferrous Metals 0.72
Cash 0.62
Agricultural & Farm Machinery 0.5
Media & Entertainment 0.33
Preference Shares 0.01
 
 
 
 
 
Portfolio Metrics
PB Ratio 3.75
PE Ratio 0.00
 
Top 25 Holdings
Holdings Net Asset(%)
HDFC Bank Limited 7.24
ICICI Bank Limited 6.44
Reliance Industries Limited 4.95
State Bank of India 3.92
Infosys Limited 3.61
Larsen & Toubro Limited 3.45
Bajaj Finance Limited 3.36
Bharti Airtel Limited 2.91
Mahindra & Mahindra Limited 2.71
NTPC Limited 2.52
Axis Bank Limited 2.37
SBI Life Insurance Co Ltd 2.12
POWER FINANCE CORPORATION LTD. 2.01
Tech Mahindra Limited 1.99
Vedanta Limited 1.95
Hindustan Aeronautics Limited 1.89
Inter Globe Aviation Ltd 1.82
UltraTech Cement Limited 1.79
Hindustan Unilever Limited 1.67
HDFC Asset Management Co Ltd 1.65
Samvardhana Motherson International Limited 1.59
Eternal Limited 1.57
Cummins India Limited 1.45
Titan Co Ltd 1.32
DIXON TECHNOLOGIES (INDI LTD 1.31

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
-0.91% -3.99% -0.64% 6.70%
 
Broader Market Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
-2.78% -2.46% 0.36% 10.37%
 
Scheme Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
-2.78% -2.46% 0.36% 10.37%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
8.84% 17.95% 16.52% 11.55%
 
 
8.63% 13.22% 13.43% 12.97%
 
 
8.63% 13.22% 13.43% 12.97%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
Nippon India Retirement Fund Wealth Creation Scheme (G) 13.10% 0.6907 11.5464% 42.8958 0.1053
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
Nippon India Retirement Fund Wealth Creation Scheme (G) 5.9423% 0.0000 0.1636 13.8599 0.3332
 
Back to Selection