Back to Selection     Print       Date : 31 Oct 2025
Fund Summary
Nippon India Retirement Fund Wealth Creation Scheme (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 11-Feb-15
Corpus(Cr.) 3258.0 Latest NAV 29.0151 As on 05-12-2025
Equity(%) 99.65 52 Week High 30.0506
Debt(%) 0.35 52 Week Low 24.9509
Others(%) 0.0 Exit Load 0
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 1.93
Scheme Benchmark BSE 500 TRI Broader Benchmark Hybrid 35 Debt+65 Equity Aggressive Index
Fund Manager Ashutosh Bhargava
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 25.25%
Top 10 Holdings 39.94%
Top 25 Holdings 66.28%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 22.1
Automobile 7.07
Construction 6.18
Petroleum Products 5.78
Software & Services 5.76
Finance & Investments 5.59
Energy 5.26
Consumer Durables 4.45
Pharma & Biotech 4.06
Aerospace & Defence 3.6
Miscellaneous 2.94
Telecom 2.83
Retail 2.77
Metals 2.73
Food Beverage & Tobacco 2.63
Industrial Products 2.49
Transportation 2.3
FMCG 2.21
Textiles 1.77
Electricals 1.66
Chemicals 1.27
SERVICES 1.15
Healthcare 0.83
Ferrous Metals 0.74
Technology 0.6
Agricultural & Farm Machinery 0.5
Media & Entertainment 0.37
Cash 0.35
Preference Shares 0.01
 
 
 
 
 
Portfolio Metrics
PB Ratio 3.75
PE Ratio 24.35
 
Top 25 Holdings
Holdings Net Asset(%)
HDFC Bank Limited 7.06
ICICI Bank Limited 6.22
Reliance Industries Limited 4.68
State Bank Of India 3.88
Infosys Limited 3.41
Larsen & Toubro Limited 3.40
Bajaj Finance Limited 3.36
Bharti Airtel Limited 2.83
NTPC Limited 2.59
Mahindra & Mahindra Limited 2.51
Axis Bank Limited 2.27
POWER FINANCE CORPORATION LTD 2.23
SBI Life Insurance Co Ltd 2.10
Hindustan Aeronautics Limited 1.94
Tech Mahindra Limited 1.86
UltraTech Cement Limited 1.83
Vedanta Limited 1.82
Inter Globe Aviation Ltd 1.73
Hindustan Unilever Limited 1.67
Eternal Limited 1.66
HDFC Asset Management Co Ltd 1.65
Samvardhana Motherson International Limited 1.43
Cummins India Limited 1.40
DIXON TECHNOLOGIES (INDI LTD 1.38
Neyveli Lignite Corporation Ltd 1.37

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
-0.25% 1.57% 1.44% -2.82%
 
Broader Market Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
1.29% 6.23% 6.31% 8.20%
 
Scheme Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
1.29% 6.23% 6.31% 8.20%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
12.66% 15.60% 17.70% 11.25%
 
 
12.75% 12.74% 14.87% 13.14%
 
 
12.75% 12.74% 14.87% 13.14%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
Nippon India Retirement Fund Wealth Creation Scheme (G) 13.10% 0.6135 11.7194% 42.8958 0.0981
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
Nippon India Retirement Fund Wealth Creation Scheme (G) 5.4557% 0.0000 0.1441 13.8384 0.3418
 
Back to Selection