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Fund Summary
Nippon India Retirement Fund Wealth Creation Scheme (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 11-Feb-15
Corpus(Cr.) 3144.0 Latest NAV 29.2352 As on 18-11-2025
Equity(%) 99.2 52 Week High 30.0506
Debt(%) 0.8 52 Week Low 24.9509
Others(%) 0.0 Exit Load 0
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 1.93
Scheme Benchmark BSE 500 TRI Broader Benchmark Hybrid 35 Debt+65 Equity Aggressive Index
Fund Manager Ashutosh Bhargava
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 25.54%
Top 10 Holdings 39.59%
Top 25 Holdings 65.67%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 22.03
Automobile 6.8
Software & Services 6.49
Construction 6.3
Petroleum Products 5.4
Finance & Investments 5.1
Energy 5.06
Consumer Durables 4.99
Pharma & Biotech 4.27
Aerospace & Defence 3.47
Miscellaneous 3.36
Retail 2.73
Telecom 2.7
Transportation 2.4
Food Beverage & Tobacco 2.4
Metals 2.39
Industrial Products 2.31
FMCG 1.86
Electricals 1.79
Textiles 1.78
Chemicals 1.17
SERVICES 0.97
Healthcare 0.85
Cash 0.79
Ferrous Metals 0.65
Technology 0.58
Agricultural & Farm Machinery 0.52
Personal Products 0.47
Media & Entertainment 0.36
A1+ 0.01
 
 
 
 
 
Portfolio Metrics
PB Ratio 3.60
PE Ratio 23.33
 
Top 25 Holdings
Holdings Net Asset(%)
ICICI Bank Limited 7.11
HDFC Bank Limited 7.05
Reliance Industries Limited 4.42
Infosys Limited 3.51
State Bank of India 3.45
Larsen & Toubro Limited 3.44
Bajaj Finance Limited 2.93
Bharti Airtel Limited 2.70
NTPC Limited 2.60
Mahindra & Mahindra Limited 2.38
POWER FINANCE CORPORATION LTD 2.17
SBI Life Insurance Co Ltd 2.01
Tech Mahindra Limited 2.00
Hindustan Aeronautics Limited 1.86
Hindustan Unilever Limited 1.86
Axis Bank Limited 1.83
UltraTech Cement Limited 1.81
Inter Globe Aviation Ltd 1.80
HDFC Asset Management Co Ltd 1.74
Eternal Limited 1.70
DIXON TECHNOLOGIES (INDI LTD 1.70
Vedanta Limited 1.61
Crompton Greaves Cons Electrical Ltd. 1.47
Cummins India Limited 1.28
JSW Energy Limited 1.24

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
-0.35% 1.94% 3.10% 4.88%
 
Broader Market Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
3.00% 4.98% 5.65% 11.18%
 
Scheme Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
3.00% 4.98% 5.65% 11.18%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
16.29% 16.98% 18.66% 11.57%
 
 
15.10% 12.87% 15.08% 13.06%
 
 
15.10% 12.87% 15.08% 13.06%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
Nippon India Retirement Fund Wealth Creation Scheme (G) 13.33% 0.7407 12.0330% 41.8919 0.1091
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
Nippon India Retirement Fund Wealth Creation Scheme (G) 11.1907% 0.0000 -1.4015 20.5613 1.5371
 
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