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Fund Summary
Tata Retirement Savings Fund Moderate (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 01-Nov-2011
Corpus(Cr.) 2008.0 Latest NAV 63.7135 As on 30-05-2025
Equity(%) 78.56 52 Week High 66.3501
Debt(%) 21.44 52 Week Low 55.3189
Others(%) 0.0 Exit Load 1% for redemption within 1829 days
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 2.05
Scheme Benchmark CRISIL Hybrid 25+75 Aggressive Index Broader Benchmark NSE - Nifty 50 TRI
Fund Manager Sonam Udasi
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 26.68%
Top 10 Holdings 41.48%
Top 25 Holdings 66.70%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 15.86
SOV 11.55
Software & Services 8.53
Cash 7.13
Food Beverage & Tobacco 6.45
Consumer Durables 6.02
Retail 4.72
Industrial Products 4.43
Miscellaneous 3.72
Oil & GAS 3.61
FMCG 3.29
Petroleum Products 3.14
Chemicals 3.07
Finance & Investments 2.9
Automobile 2.55
AAA 2.51
Consumer Non Durable 2.06
Agricultural & Farm Machinery 1.87
Transportation 1.7
Technology 1.58
SERVICES 1.36
Construction 1.27
Electricals 0.43
AA+ 0.25
 
 
 
 
 
Portfolio Metrics
PB Ratio 4.47
PE Ratio 30.10
 
Top 25 Holdings
Holdings Net Asset(%)
CASH / NET CURRENT ASSET 7.01
GOI - 6.79% (07/10/2034) 6.32
HDFC Bank Limited 6.26
Tata Consultancy Services Limited 3.80
ITC Limited 3.29
Radico Khaitan Limited 3.22
Reliance Industries Limited 3.14
Solar Industries India Limited 3.07
Bombay Stock Exchange Limited (BSE) 2.95
Zomato Limited 2.42
Mahanagar Gas Limited 2.30
Doms Industries Limited 2.06
Tata Consumer Products Limited 1.87
ICICI Bank Limited 1.83
Kirlosakar Pneumatic Company Ltd 1.80
Adani Port & Special Economic Zone Ltd 1.70
KARUR VYSYA BANK LTD. 1.67
PB Fintech Limited 1.58
Muthoot Finance Limited 1.55
GOI - 7.38% (20/06/2027) 1.52
GOI - 7.27% (08/04/2026) 1.51
HDFC Life Insurance Co Ltd 1.51
Havells India Limited 1.49
METRO BRANDS LIMITED 1.42
Nestle India Limited 1.41

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
4.40% 13.29% -0.66% 11.18%
 
Broader Market Benchmark [NSE - Nifty 50 TRI]
1.92% 12.13% 3.05% 11.08%
 
Scheme Benchmark [CRISIL Hybrid 25+75 Aggressive Index]
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
19.02% 16.47% 18.14% 11.76%
 
 
16.89% 15.56% 22.29% 12.73%
 
 
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
Tata Retirement Savings Fund Moderate (G) 11.66% 0.4108 9.7584% 42.8958 0.0884
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
Tata Retirement Savings Fund Moderate (G) 5.6696% 0.7069 0.0764 7.9418 1.0559
 
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