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Fund Summary
Tata Retirement Savings Fund Moderate (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 01-Nov-2011
Corpus(Cr.) 2151.0 Latest NAV 65.3424 As on 10-07-2025
Equity(%) 81.33 52 Week High 66.3501
Debt(%) 18.67 52 Week Low 55.9976
Others(%) 0.0 Exit Load 1% for redemption within 1829 days
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 2.00
Scheme Benchmark CRISIL Hybrid 25+75 Aggressive Index Broader Benchmark Hybrid 35 Debt+65 Equity Aggressive Index
Fund Manager Sonam Udasi
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 23.79%
Top 10 Holdings 39.67%
Top 25 Holdings 65.21%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 19.14
SOV 10.97
Food Beverage & Tobacco 7.65
Software & Services 6.9
Consumer Durables 6.07
Cash 5.09
Oil & GAS 5.02
Retail 4.96
Industrial Products 4.53
Chemicals 3.83
Petroleum Products 3.69
Automobile 3.41
FMCG 3.13
Finance & Investments 2.82
AAA 2.38
Miscellaneous 1.99
Agricultural & Farm Machinery 1.92
Transportation 1.92
Consumer Non Durable 1.64
Construction 1.38
SERVICES 1.33
AA+ 0.23
 
 
 
 
 
Portfolio Metrics
PB Ratio 4.40
PE Ratio 30.24
 
Top 25 Holdings
Holdings Net Asset(%)
HDFC Bank Limited 6.22
GOI - 6.79% (07/10/2034) 6.02
Bombay Stock Exchange Limited (BSE) 4.03
Solar Industries India Limited 3.83
Reliance Industries Limited 3.69
CASH / NET CURRENT ASSET 3.53
Tata Consultancy Services Limited 3.41
Radico Khaitan Limited 3.14
ITC Limited 3.13
Eternal Limited 2.67
Mahanagar Gas Limited 2.05
Tata Consumer Products Limited 1.92
ADANI PORT & SPECIAL ECONOMIC ZONE LTD 1.92
ICICI Bank Limited 1.83
Nippon Life Asset Management Ltd 1.83
Kirlosakar Pneumatic Company Ltd 1.78
Exide Industries Limited 1.67
KARUR VYSYA BANK LTD. 1.65
Doms Industries Limited 1.64
GAIL ( INDIA ) LTD 1.62
Metro Brands Limited 1.58
REPO 1.56
360 One WAM Limited 1.52
Polycab India Limited 1.50
Havells India Limited 1.47

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
-0.55% 13.92% 4.71% 4.88%
 
Broader Market Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
2.90% 13.25% 6.58% 5.99%
 
Scheme Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
2.90% 13.25% 6.58% 5.99%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
18.86% 17.71% 16.94% 12.19%
 
 
15.23% 16.43% 18.44% 12.15%
 
 
15.23% 16.43% 18.44% 12.15%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
Tata Retirement Savings Fund Moderate (G) 11.59% 0.4108 9.7584% 42.8958 0.0884
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
Tata Retirement Savings Fund Moderate (G) 5.6696% 0.7069 0.0764 7.9418 1.0559
 
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