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Fund Summary
UTI Banking and Financial Services Fund (G)
[Equity: Sectoral]  
 
Fund Details
Fund Type Growth Launch Date 07-Apr-04
Corpus(Cr.) 1425.0 Latest NAV 187.7756 As on 18-03-2026
Equity(%) 87.23 52 Week High 206.112
Debt(%) 3.3 52 Week Low 168.301
Others(%) 9.47 Exit Load 1% for redemption within 30 days
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 2.14
Scheme Benchmark NIFTY Financial Services TRI Broader Benchmark NSE - Nifty 50 TRI
Fund Manager Amit Kumar Premchandani
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 55.22%
Top 10 Holdings 73.51%
Top 25 Holdings 96.93%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 71.15
Finance & Investments 17.05
Miscellaneous 7.99
Cash 3.29
Technology 0.51
Others 0.01
 
 
 
 
 
Portfolio Metrics
PB Ratio 2.55
PE Ratio 18.69
 
Top 25 Holdings
Holdings Net Asset(%)
HDFC Bank Limited 14.01
ICICI Bank Limited 13.79
Axis Bank Limited 10.78
Kotak Mahindra Bank Limited 9.47
State Bank of India 7.17
Bajaj Finance Limited 5.66
Shriram Finance Limited 3.79
NET CURRENT ASSETS 3.29
KARUR VYSYA BANK LTD. 2.89
Ujjivan Small Finance Bank Limited 2.66
MULTI COMMODITY EXCHANGE OF IN 2.57
HDFC Life Insurance Co Ltd 2.21
REC Limited 2.04
ICICI LOMBARD GENERAL INSURANC 2.00
Max Financial Services Limited 1.98
BANK OF BARODA 1.81
SBI Life Insurance Co Ltd 1.57
Federal Bank Ltd 1.47
INDIA SHELTER FIN CORP LTD 1.42
INDIAN BANK 1.39
Aavas Financiers Limited 1.35
Bajaj Finserv Limited 1.17
Cholamandalam Invest & Finance Co Ltd 0.94
INDUSIND BANK 0.80
HDFC Asset Management Co Ltd 0.70

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
-8.12% -3.98% -1.23% 11.67%
 
Broader Market Benchmark [NSE - Nifty 50 TRI]
-7.40% -7.79% -6.22% 5.30%
 
Scheme Benchmark [NSE - Nifty Financial Services TRI]
-8.38% -4.87% -2.81% 9.23%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
12.00% 16.57% 12.51% 12.67%
 
 
5.06% 12.90% 11.60% 13.44%
 
 
13.23% 14.73% 11.30% 15.81%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
UTI Banking and Financial Services Fund (G) 11.64% 0.5593 12.2457% 43.7077 0.0923
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
UTI Banking and Financial Services Fund (G) 1.0964% 0.0004 0.0921 8.3493 0.2380
 
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