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Fund Summary
UTI Banking and Financial Services Fund (G)
[Equity: Sectoral]  
 
Fund Details
Fund Type Growth Launch Date 07-Apr-04
Corpus(Cr.) 1347.0 Latest NAV 199.2687 As on 05-12-2025
Equity(%) 99.06 52 Week High 200.237
Debt(%) 0.94 52 Week Low 159.833
Others(%) 0.0 Exit Load 1% for redemption within 30 days
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 2.14
Scheme Benchmark NIFTY Financial Services TRI Broader Benchmark NSE - Nifty 50 TRI
Fund Manager Amit Kumar Premchandani
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 57.84%
Top 10 Holdings 75.34%
Top 25 Holdings 97.07%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 70.53
Finance & Investments 19.85
Miscellaneous 7.85
Cash 0.93
Technology 0.83
Others 0.01
 
 
 
 
 
Portfolio Metrics
PB Ratio 2.66
PE Ratio 19.02
 
Top 25 Holdings
Holdings Net Asset(%)
ICICI Bank Limited 18.50
HDFC Bank Limited 15.94
Kotak Mahindra Bank Limited 8.58
Axis Bank Limited 8.47
Bajaj Finance Limited 6.35
State Bank Of India 5.91
KARUR VYSYA BANK LTD. 3.25
Shriram Finance Limited 3.06
Max Financial Services Limited 2.76
Ujjivan Small Finance Bank Limited 2.52
HDFC Life Insurance Co Ltd 2.45
REC Limited 2.32
Indian Bank 2.07
MULTI COMMODITY EXCHANGE OF IN 2.06
Aavas Financiers Limited 1.84
INDIA SHELTER FIN CORP LTD 1.80
ICICI LOMBARD GENERAL INSURANC 1.48
Bajaj Finserv Limited 1.30
SBI Life Insurance Co Ltd 1.16
Arman Financial Services Limited 1.07
Cholamandalam Invest & Finance Co Ltd 0.98
NET CURRENT ASSETS 0.93
Seshaasai Technologies Limited 0.83
HDFC Asset Management Co Ltd 0.74
INDUSIND BANK 0.70

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
2.62% 8.42% 4.19% 11.68%
 
Broader Market Benchmark [NSE - Nifty 50 TRI]
2.70% 6.00% 5.46% 7.43%
 
Scheme Benchmark [NSE - Nifty Financial Services TRI]
3.17% 7.74% 4.61% 13.98%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
15.91% 15.42% 16.48% 12.47%
 
 
13.19% 13.29% 15.94% 14.28%
 
 
16.30% 14.28% 15.28% 15.88%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
UTI Banking and Financial Services Fund (G) 12.36% 0.5417 12.3690% 43.8430 0.0901
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
UTI Banking and Financial Services Fund (G) 2.1453% 0.0004 0.0899 8.4202 0.3884
 
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