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Fund Summary
UTI Banking and Financial Services Fund (G)
[Equity: Sectoral]  
 
Fund Details
Fund Type Growth Launch Date 07-Apr-04
Corpus(Cr.) 1350.0 Latest NAV 189.7979 As on 12-06-2026
Equity(%) 96.88 52 Week High 206.112
Debt(%) 3.12 52 Week Low 171.906
Others(%) 0.0 Exit Load 1% for redemption within 30 days
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 4.40
Scheme Benchmark NIFTY Financial Services TRI Broader Benchmark NSE - Nifty 50 TRI
Fund Manager Amit Kumar Premchandani
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 54.29%
Top 10 Holdings 74.20%
Top 25 Holdings 98.76%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 61.74
Finance & Investments 24.12
Miscellaneous 9.55
Cash 3.1
Technology 1.47
Others 0.02
 
 
 
 
 
Portfolio Metrics
PB Ratio 2.46
PE Ratio 19.04
 
Top 25 Holdings
Holdings Net Asset(%)
HDFC Bank Limited 16.43
ICICI Bank Limited 13.05
Kotak Mahindra Bank Limited 9.23
Bajaj Finance Limited 7.88
Axis Bank Limited 7.70
Shriram Finance Limited 4.95
State Bank of India 4.75
SBI Life Insurance Co Ltd 3.73
MULTI COMMODITY EXCHANGE OF IN 3.30
Bajaj Finserv Limited 3.18
NET CURRENT ASSETS 3.10
Ujjivan Small Finance Bank Limited 2.75
Cholamandalam Invest & Finance Co Ltd 2.63
Aavas Financiers Limited 1.99
ICICI LOMBARD GENERAL INSURANC 1.96
Max Financial Services Limited 1.83
HDFC Life Insurance Co Ltd 1.70
INDIA SHELTER FIN CORP LTD 1.65
BANK OF BARODA 1.56
REC Limited 1.36
KFIN Technologies Limited 1.03
PB Fintech Limited 0.93
INDUSIND BANK 0.80
ICICI Prudential AMC Ltd 0.73
Seshaasai Technologies Limited 0.54

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
1.95% 4.02% -4.13% 0.45%
 
Broader Market Benchmark [NSE - Nifty 50 TRI]
0.09% 2.31% -8.96% -3.41%
 
Scheme Benchmark [NSE - Nifty Financial Services TRI]
2.37% 3.41% -6.01% -0.52%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
7.05% 12.79% 11.46% 10.89%
 
 
1.41% 9.21% 9.61% 12.64%
 
 
8.47% 11.08% 10.32% 14.68%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
UTI Banking and Financial Services Fund (G) 15.58% 0.3052 13.5192% 45.3189 0.0635
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
UTI Banking and Financial Services Fund (G) 2.1532% 0.0005 0.0536 8.5841 0.3603
 
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