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Fund Summary
UTI Banking and Financial Services Fund (G)
[Equity: Sectoral]  
 
Fund Details
Fund Type Growth Launch Date 07-Apr-04
Corpus(Cr.) 1386.0 Latest NAV 200.6414 As on 29-01-2026
Equity(%) 98.23 52 Week High 201.457
Debt(%) 1.77 52 Week Low 161.341
Others(%) 0.0 Exit Load 1% for redemption within 30 days
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 2.14
Scheme Benchmark NIFTY Financial Services TRI Broader Benchmark NSE - Nifty 50 TRI
Fund Manager Amit Kumar Premchandani
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 57.34%
Top 10 Holdings 74.96%
Top 25 Holdings 96.65%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 70.83
Finance & Investments 18.77
Miscellaneous 7.98
Cash 1.76
Technology 0.65
Others 0.01
 
 
 
 
 
Portfolio Metrics
PB Ratio 2.66
PE Ratio 0.00
 
Top 25 Holdings
Holdings Net Asset(%)
ICICI Bank Limited 18.56
HDFC Bank Limited 15.81
Axis Bank Limited 8.54
Kotak Mahindra Bank Limited 8.43
State Bank of India 6.00
Bajaj Finance Limited 5.99
Shriram Finance Limited 3.07
KARUR VYSYA BANK LTD. 3.04
Max Financial Services Limited 2.95
Ujjivan Small Finance Bank Limited 2.57
HDFC Life Insurance Co Ltd 2.48
MULTI COMMODITY EXCHANGE OF IN 2.18
REC Limited 2.17
NET CURRENT ASSETS 1.76
INDIA SHELTER FIN CORP LTD 1.75
Aavas Financiers Limited 1.67
ICICI LOMBARD GENERAL INSURANC 1.42
Bajaj Finserv Limited 1.27
Indian Bank 1.26
SBI Life Insurance Co Ltd 1.13
BANK OF BARODA 1.05
Cholamandalam Invest & Finance Co Ltd 0.97
Arman Financial Services Limited 0.95
Federal Bank Limited 0.90
INDUSIND BANK 0.73

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
2.03% 1.50% 6.67% 22.12%
 
Broader Market Benchmark [NSE - Nifty 50 TRI]
-1.95% -2.33% 2.82% 11.06%
 
Scheme Benchmark [NSE - Nifty Financial Services TRI]
0.46% 0.23% 3.63% 20.55%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
13.81% 18.12% 16.16% 13.58%
 
 
9.44% 14.31% 14.62% 14.28%
 
 
17.21% 16.21% 14.50% 16.40%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
UTI Banking and Financial Services Fund (G) 12.29% 0.5593 12.2457% 43.7077 0.0923
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
UTI Banking and Financial Services Fund (G) 1.0964% 0.0004 0.0921 8.3493 0.2380
 
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