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Fund Summary
UTI Banking and Financial Services Fund (G)
[Equity: Sectoral]  
 
Fund Details
Fund Type Growth Launch Date 07-Apr-2004
Corpus(Cr.) 1356.0 Latest NAV 188.0891 As on 29-07-2025
Equity(%) 98.17 52 Week High 195.677
Debt(%) 1.83 52 Week Low 159.833
Others(%) 0.0 Exit Load -
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 2.16
Scheme Benchmark NIFTY Financial Services TRI Broader Benchmark NSE - Nifty 50 TRI
Fund Manager Amit Kumar Premchandani
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 51.78%
Top 10 Holdings 72.42%
Top 25 Holdings 97.46%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 67.64
Finance & Investments 22.5
Miscellaneous 8.03
Cash 1.81
Others 0.02
 
 
 
 
 
Portfolio Metrics
PB Ratio 2.78
PE Ratio 18.10
 
Top 25 Holdings
Holdings Net Asset(%)
ICICI Bank Limited 19.76
HDFC Bank Limited 14.85
Axis Bank Limited 6.81
Bajaj Finance Limited 5.82
State Bank of India 4.54
KOTAK MAHINDRA BANK LTD.-31-Jul-2025 4.49
Shriram Finance Limited 4.17
KARUR VYSYA BANK LTD. 4.09
INDIA SHELTER FIN CORP LTD 4.07
Max Financial Services Limited 3.82
HDFC Life Insurance Co Ltd 3.11
INDIAN BANK 2.80
REC Limited 2.47
Ujjivan Small Finance Bank Limited 2.36
MULTI COMMODITY EXCHANGE OF IN 2.31
Aavas Financiers Limited 1.83
NET CURRENT ASSETS 1.81
Bombay Stock Exchange Limited (BSE) 1.32
Arman Financial Services Limited 1.27
Bajaj Finserv Limited 1.27
SBI Life Insurance Co Ltd 1.10
Equitas Small Finance Bank Limited 0.99
Cholamandalam Invest & Finance Co Ltd 0.93
INDUSIND BANK 0.76
Indian Energy Exchange Limited 0.71

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
-3.88% 2.16% 14.48% 10.50%
 
Broader Market Benchmark [NSE - Nifty 50 TRI]
-3.02% 2.65% 8.02% 1.23%
 
Scheme Benchmark [NSE - Nifty Financial Services TRI]
-2.56% 2.27% 16.33% 15.28%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
16.41% 17.61% 21.61% 10.94%
 
 
13.76% 14.40% 18.66% 12.84%
 
 
15.62% 16.23% 20.33% 14.31%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
UTI Banking and Financial Services Fund (G) 14.09% 0.2569 14.7891% 46.8835 0.0595
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
UTI Banking and Financial Services Fund (G) 5.7099% 1.1321 0.0468 9.4255 0.9239
 
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