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Fund Summary
UTI Banking and Financial Services Fund (G)
[Equity: Sectoral]  
 
Fund Details
Fund Type Growth Launch Date 07-Apr-04
Corpus(Cr.) 1255.0 Latest NAV 198.0406 As on 18-11-2025
Equity(%) 98.24 52 Week High 198.653
Debt(%) 1.76 52 Week Low 159.833
Others(%) 0.0 Exit Load 1% for redemption within 30 days
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 2.16
Scheme Benchmark NIFTY Financial Services TRI Broader Benchmark NSE - Nifty 50 TRI
Fund Manager Amit Kumar Premchandani
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 57.44%
Top 10 Holdings 76.46%
Top 25 Holdings 99.01%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 71.13
Finance & Investments 19.85
Miscellaneous 7.26
Cash 1.75
Others 0.01
 
 
 
 
 
Portfolio Metrics
PB Ratio 2.45
PE Ratio 17.11
 
Top 25 Holdings
Holdings Net Asset(%)
ICICI Bank Limited 20.62
HDFC Bank Limited 15.63
Kotak Mahindra Bank Limited 7.81
Axis Bank Limited 7.49
Bajaj Finance Limited 5.89
State Bank of India 5.43
KARUR VYSYA BANK LTD. 4.09
Shriram Finance Limited 3.24
Max Financial Services Limited 3.19
INDIAN BANK 3.07
HDFC Life Insurance Co Ltd 2.92
INDIA SHELTER FIN CORP LTD 2.89
REC Limited 2.32
Ujjivan Small Finance Bank Limited 2.22
MULTI COMMODITY EXCHANGE OF IN 1.77
NET CURRENT ASSETS 1.75
Aavas Financiers Limited 1.43
Bajaj Finserv Limited 1.28
SBI Life Insurance Co Ltd 1.15
Arman Financial Services Limited 1.07
Cholamandalam Invest & Finance Co Ltd 0.88
National Securities Depository Limited 0.81
HDFC Asset Management Co Ltd 0.81
INDUSIND BANK 0.70
Credit Access Grameen Ltd. 0.55

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
0.98% 4.87% 6.17% 17.59%
 
Broader Market Benchmark [NSE - Nifty 50 TRI]
0.91% 4.34% 4.51% 11.85%
 
Scheme Benchmark [NSE - Nifty Financial Services TRI]
0.06% 3.56% 4.84% 19.61%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
19.49% 15.88% 16.58% 12.51%
 
 
15.93% 13.56% 16.27% 14.24%
 
 
19.81% 14.14% 14.99% 15.76%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
UTI Banking and Financial Services Fund (G) 12.73% 0.6056 12.8234% 44.3243 0.0959
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
UTI Banking and Financial Services Fund (G) 9.9188% 0.0000 -1.1578 21.9579 1.3675
 
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