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Fund Summary
HDFC Retirement Fund Equity Plan Reg (G)
[Solution: Retirement Equity]  
 
Fund Details
Fund Type Growth Launch Date 25-Feb-16
Corpus(Cr.) 7014.0 Latest NAV 47.744 As on 11-09-2026
Equity(%) 95.65 52 Week High 52.215
Debt(%) 4.35 52 Week Low 44.717
Others(%) 0.0 Exit Load 0
Minimum Investment - Availability
Entry Load Nil Expense Ratio(%) 1.55
Scheme Benchmark NIFTY 500 TRI Broader Benchmark Hybrid 35 Debt+65 Equity Aggressive Index
Fund Manager Srinivasan Ramamurthy
 
Riskometer
Investors understand that their principal will be at Very High risk
 
Scheme Objective
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.

Portfolio Classification
 
Asset Mix
 
Concentration Analysis
Top 5 Holdings 27.78%
Top 10 Holdings 43.21%
Top 25 Holdings 67.55%
 
Sector Analysis
Sector/Ratings Net Asset(%)
Banking & Financial 27.14
Automobile 8.21
Software & Services 7.44
Transportation 5.97
Petroleum Products 5.79
Pharma & Biotech 4.41
Cash 4.35
Construction 4.06
Miscellaneous 3.54
Energy 3.06
Consumer Durables 3.04
Healthcare 2.86
Telecom 2.81
Retail 2.55
Finance & Investments 2.06
Ferrous Metals 2.05
Industrial Products 1.89
FMCG 1.32
Food Beverage & Tobacco 1.08
Equity MF 0.95
Electricals 0.85
Consumer Non Durable 0.84
Communication 0.83
Media & Entertainment 0.81
SERVICES 0.69
Oil & GAS 0.53
Fertilisers 0.53
Paper 0.34
 
 
 
 
 
Portfolio Metrics
PB Ratio 2.96
PE Ratio 21.26
 
Top 25 Holdings
Holdings Net Asset(%)
ICICI Bank Ltd. 7.57
HDFC Bank Ltd. 6.93
Reliance Industries Ltd 4.85
TREPS - Tri-party Repo 4.22
AXIS Bank Ltd. 4.21
Kotak Mahindra Bank Ltd. 3.90
Maruti Suzuki India Ltd. 3.21
State Bank Of India 2.93
Bharti Airtel Ltd. 2.81
Infosys Ltd 2.58
Tata Consultancy Services Ltd. 2.36
Larsen & Toubro Limited 2.25
HCL Technologies Ltd 1.92
Dr. Lal Pathlabs Limited 1.90
InterGlobe Aviation Limited 1.84
POWER GRID CORPORATION OF INDIA LIMITED 1.82
Eicher Motors Ltd. 1.68
ICICI Lombard General Insurance Company Limited 1.62
ITC Ltd 1.32
Alkem Laboratories Limited 1.31
Eternal Limited 1.29
Max Financial Services Limited 1.28
Havells India Limited 1.26
CreditAccess Grameen Ltd. 1.25
NTPC Limited 1.24

Performance Analysis
 
Short Terms Returns
1 Month 3 Month 6 Month 1 Year
-3.27% 0.76% 0.11% -5.92%
 
Broader Market Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
-2.81% 1.81% 0.69% -3.20%
 
Scheme Benchmark [Hybrid 35 Debt+65 Equity Aggressive Index]
-2.81% 1.81% 0.69% -3.20%
 
Long term Returns
2 Year 3 Year 5 Year 10 Year
-4.10% 7.88% 10.93% 13.87%
 
 
-0.93% 6.60% 7.05% 9.88%
 
 
-0.93% 6.60% 7.05% 9.88%
 
Cumulative Performance of Last 5 Years
 
Calendar Year Returns

Risk Analysis
 
Absolute Metrics (Single Computation - last 3 years)
Scheme Name Standard Deviation Sharpe Ratio Downside Deviation Downside Probability Sortino Ratio
HDFC Retirement Fund Equity Plan Reg (G) 13.20% 0.3134 10.6862% 43.0707 0.0740
 
Benchmark Relative Metrics (Single Computation - last 3 years)
Scheme Name Alpha Beta Treynor Ratio Tracking Error Information Ratio
HDFC Retirement Fund Equity Plan Reg (G) 2.2876% 0.0000 0.0420 5.8823 0.6040
 
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